Asset Based Lending

Asset-based financing involves lending money using the borrower's assets such as inventory, accounts receivable, equipment, or other property, as collateral for the loan.

How asset based loans work 

Asset-based financing serves businesses, not consumers and is often used by small to medium sized businesses to cover short-term cash flow obligations. 

If a business is looking for a loan but cannot show proof of enough cash flow or liquid assets to cover the loan, the lender may offer to approve the loan using its physical assets as collateral.

The terms and conditions of an asset-based loan often depends on the type and value of the assets offered as collateral. Lenders prefer highly liquid securities that can be converted to cash if the borrower defaults on the loan repayments.

Loans using physical assets are considered risky. The maximum loan amount will be less than the value of the assets. 

Interest rates charged on asset-based loans are lower than rates on unsecured loans. Rates depend on the applicant's credit history, cash flow, and length of time doing business. 

glowing tower



Small and mid-sized companies that are stable and that have physical assets of value.

Large corporations

Large corporations may also get an asset-based loan to cover short-term needs. 

The cost and terms of issuing additional shares or bonds in the capital markets may be too high. 

The cash demand may be extremely time-sensitive, such as in the case of a major acquisition or an unexpected equipment purchase.


We have a lender/Investor underwriting group sources that can provide funding up to 30% to 90% of the "proven value" of the asset offered as collateral for the loan.

Now you can get asset based loans for your business. Ready, willing, and able to fund viable businesses with assets to be used as collateral worldwide.


  • Business Based: Accounts receivable, aerospace leases, bankruptcy chapter 11, bankruptcy receivables, commercial contracts, commercial deficiency portfolios, commercial leases, construction receivables, equipment leases, equipment timeshares, international receivable, letter of credit, medical receivables, partnership agreements, purchase orders, sports contracts, trade acceptance drafts, vendor carry-back paper, and warehouse inventory lines.
  • Contingency Based: commercial judgments, commissions, consumer judgments, corporate charitable contributions, franchise fees, license fees, royalty payments (including mineral rights fees), and sales revenue.
  • Government Based: farm contracts and conservation reserve payments, lottery winnings, and tax refunds.
  • Insurance Based: annuities, casino winnings, corporate retirement plans, funeral purchase assignments, life settlements, prizes and awards, and structured settlements and class action awards.

old cathedral


  • Loan Amount: $3 million up to $100 million.
  • Funding Time: 3 to 7 days after the receipt of the required items and documentation needed by underwriting, after loan approval, and depending on the lawyer's time to draw up the loan agreement/contract.
  • Loan Term: 6 to 12 months or longer
  • Loan to Value: 30% to 90%, depending on the asset/collateral.
  • Terms: The funding parameters, specific terms, timing, and costs will be based on the business analysis, overall risk assessment, strength of the project, and the Principals. Since our sources are very competitive, the Principals' project will receive the rate and terms that it deserves. 


  • Commercial real estate
  • Equipment
  • Assignable assets
  • Stocks
  • Bonds
  • Sports contracts for players (football, soccer, basketball, baseball, hockey, etc.)
  • Precious metals
  • Accounts receivable
  • Cash
  • Gems
  • Fine arts
  • Precious metals (Gold, platinum, copper, silver, etc.)
  • Energy (Oil, Gas, Coal, etc..)
  • Producing and non-producing assets
  • Minerals or metals located in a secure location or bonded warehouse, etc.

gold bars

DISCLAIMER: is a referral and consulting services business. We are not Certified Financial Advisers, U. S. Securities Dealer, Stock Broker or Investment Adviser. We are not business consultants and acting in the capacity of a financial intermediary who provides advice to private individuals on or about business matters. .Please understand that the contemplated transaction(s) is strictly private and in no way relates to the United States securities act of 1933 **(THE”ACT”)* and does not involve the sale of registered securities. This transaction(s) are private and exempt from the act. Each investor associated in any way, directly or indirectly with as a potential funding resource must be an "Accredited Investor" as that term is used in federal and state securities laws. provides a service through which clients and investors/lenders may identify each other but makes no actual or implied representations concerning the availability of any potential funding or funding resource. neither effects nor attempts to affect any funding or business relationship between clients and any associated in any way, directly or indirectly investor or lender, and nothing contained in these services offering material should be construed as an offer to sell or the solicitation of an offer to purchase a security. Clients and Investors/Lenders associated in any way, directly or indirectly with are solely responsible for compliance of such federal, state, tax or local laws which may apply between them in any funding transaction and (clients) of are solely responsible to verify all funding contacts credentials by doing due diligence themselves. is not responsible for any problems or conflicts between clients of and any funding contacts. does not provide legal, financial or tax advice of any kind. If you have any questions with respect to legal, financial or tax matters relevant to your interactions with funding contacts/clients, you should consult a professional adviser. Most early-stage businesses and many other growth-focused businesses fail, and if you invest in a business as a direct or indirect result of it is significantly more likely that you will lose all of your invested capital than you will see any return of capital or a profit. You should only invest in businesses that you can afford to lose without altering your standard of living. receives compensation of fees charged on funding that has been accepted and received by the clients. All up front fees paid to our referral partners through their website or by other means are subject to their own terms and shall not be held liable for the same. All clients' information and funding transactions positive or negative are held in complete confidentiality and no information will ever be shared outside of our funding network or sold and no clients will ever be used as a reference or referral to any future potential funding seekers considering joining

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