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Alternative Financing

This is an interest only loan with a principal balloon payment at the term of the proposed loan whose security are the class "A" preferred share certificates of a company.

What is the process for pre-qualification and underwriting?

i). Preliminary review & analysis for prequalification (PRA)  

ii). Formal prequalification transmittal (PQT) 

iii).* Formal Debenture Underwriting Service 

Agreement (DUSA) Alternative financing is usually underwritten for a start-up business or a company seeking to advance company growth without going to the common public market(s). Or, simply in cases where the company does not categorically qualify for conventional asset or UCC based debt financing. 

International Clients will be required to form a US based company that own 100% of the Foreign National company, into which all finance dollars will be disbursed. This is a UCC requirement. NO additional cost to the client will be charged to establish this US based company if needed. The cost to do so is included in the underwriting commitment cost.

What to do

project and proposed finance requirements

A COMPLETE Executive summary

A DETAILED (LINE ITEM) Use of Funds (UOF) summary in USD

Ramp up schedule time table needed to reach year ONE (1) Positive cash flow of the pro-forma P&L

10 year proforma P&L in USD (Gross income over total operating expense = NOI pre-tax (IN EXCEL FORMAT) Please use full currency description ( i.e. $10,123,456.00 )

Summary statement specifying the proposed loan amount, IN US DOLLARS

FAqs

a). What are alternative financing benefits and terms?

Countries of Interest: USA and International (USA-friendly countries as qualified) 

Capital Finance amount: from $5M (USD) or more based on a qualified basis. 

LTC & LTV Finance values: 100% as qualified

Simple Interest: 8% to 11% (as qualified and subject to market adjustments) 

Loan Term: 3 to 10 years 

Loan Principal payment: Balloon, at term

Ownership Interest: None 

Interest Payment Deferment Period: qualified to each project based on pro forma cash flow but NOT greater than THREE (3) years 

Recourse and Personal Guarantees: None

Management oversight: None 

Voting rights: None 

Security: The CLASS "A" preferred certificate shares (to be issued) of a company; which function as a preferred lien interest until the loan is paid back. 

Sale of Preferred Shares: NO sale of stock shares takes place under this program. The capital finance portfolio is one established to finance companies or business concerns where an acceptable risk return is balanced by a governing market / business model of expanding opportunity. 

Underwriting completion time to release for loan close: 30-60 days (estimated). 

Closing and the disbursement of funds from underwriting completion: 30-45 days and/or until PAR (all loan funds) is completed. Customary Underwriting Service fees apply. 

These are due and payable at underwriting engagement*: Costs calculated on a sliding scale basis (qualified) beginning at 60% of capital finance requested. All funds immediately released to client as the proposed loan closes, less customary closing costs (i.e. 3rd party & Fiduciary costs). No hold backs, reserves, or PAR value(s) required for close of NET finance capital to the client. 

Need alternative financing to 100% (no cash or equity requirements) from USD $5 M or more? Let us help you get alternative financing.

Please email your Business plan/ Executive summary or PPM or any other information you have regarding your funding needs.

DISCLAIMER

Myhelpfund.com: is a referral and consulting services business. We are not Certified Financial Advisers, U. S. Securities Dealer, Stock Broker or Investment Adviser. We are not business consultants and acting in the capacity of a financial intermediary who provides advice to private individuals on or about business matters. .Please understand that the contemplated transaction(s) is strictly private and in no way relates to the United States securities act of 1933 **(THE”ACT”)* http://sblcfinancing.com/assets/sa33.pdf and does not involve the sale of registered securities. This transaction(s) are private and exempt from the act. Each investor associated in any way, directly or indirectly with myhelpfund.com as a potential funding resource must be an "Accredited Investor" as that term is used in federal and state securities laws. Myhelpfund.com provides a service through which clients and investors/lenders may identify each other but makes no actual or implied representations concerning the availability of any potential funding or funding resource. Myhelpfund.com neither effects nor attempts to affect any funding or business relationship between clients and any associated in any way, directly or indirectly investor or lender, and nothing contained in these services offering material should be construed as an offer to sell or the solicitation of an offer to purchase a security. Clients and Investors/Lenders associated in any way, directly or indirectly with myhelpfund.com are solely responsible for compliance of such federal, state, tax or local laws which may apply between them in any funding transaction and (clients) of myhelpfund.com are solely responsible to verify all funding contacts credentials by doing due diligence themselves. myhelpfund.com is not responsible for any problems or conflicts between clients of myhelpfund.com and any funding contacts. Myhelpfund.com does not provide legal, financial or tax advice of any kind. If you have any questions with respect to legal, financial or tax matters relevant to your interactions with myhelpfund.com funding contacts/clients, you should consult a professional adviser. Most early-stage businesses and many other growth-focused businesses fail, and if you invest in a business as a direct or indirect result of myhelpfund.com it is significantly more likely that you will lose all of your invested capital than you will see any return of capital or a profit. You should only invest in businesses that you can afford to lose without altering your standard of living. Myhelpfund.com receives compensation of fees charged on funding that has been accepted and received by the clients. All up front fees paid to our referral partners through their website or by other means are subject to their own terms and myhelpfund.com shall not be held liable for the same. All clients' information and funding transactions positive or negative are held in complete confidentiality and no information will ever be shared outside of our funding network or sold and no clients will ever be used as a reference or referral to any future potential funding seekers considering joining myhelpfund.com.